Sumner County tax sales, Tennessee

Verified

Sumner's pipeline is the slowest to reach the sale room in this set: the Trustee and the city tax offices hold delinquent taxes for two years before they are filed into Chancery Court, where court costs, interest, penalties and attorney fees are added to the tax amount. The sale itself is a small courthouse sale: bidders register the day of the sale, bidding starts at the tax amount owed, and unsold properties are deeded to the county after the redemption year runs. The delinquent tax page publishes no 2026 sale date and no winning bid payment deadline; both are flagged in this record.

Selling office: Clerk and Master of the Chancery Court of Sumner County (Mark T. Smith, Clerk and Master)

Next sale: No 2026 sale date published on the Clerk and Master page read. The delinquent tax page posts the property list once a sale has been scheduled, on that page and on the county website, and the most recent sale list it links is for the sale set for December 11, 2024. No 2026 sale date appears on the page as of November 9, 2026. When a sale is set, all property owners and lienholders are notified by certified mail.

As of November 9, 2026, no Sumner tax sale date is published. The page latest linked sale list is for December 11, 2024, and a new list posts on the delinquent tax page and the county website when the next sale is scheduled.

Dates and deadlines

Next sale	No 2026 sale date published on the Clerk and Master page read
The sale	A judicial sale by the Clerk and Master in Courtroom 3B of the Sumner County Courthouse at 155 East Main Street, Gallatin. Delinquent taxes sit with the Trustee and the city offices for two years before suit is filed in Chancery Court; the City of Gallatin collects its own delinquent taxes separately. Bidding starts at the tax amount owed, and neither Sumner County Government nor the Chancery Court makes any representations or warranties about the properties auctioned.
The list	Once a sale has been scheduled, the list of properties is posted on the Clerk and Master delinquent tax page and on the county website. All property owners and lienholders are notified by certified mail that a sale has been set.
Registration	All bidders must register the day of the sale at the courthouse. No advance registration is published.
Bidding and payment	Bids start at the tax amount owed. The delinquent tax page does not publish when or how the winning bid must be paid, so that deadline is unverified; the statute terms are cash, certified funds, cashier's check, money order or ACH transfer under 67-5-2501(a)(1). The payment methods the page does publish (money order, cashier's check or business check by mail, cash in person, or card online through courtfeepay.com with a fee, and no personal checks and no partial payments) are for paying delinquent taxes owed to the court, not for paying a winning bid.
Redemption	Property owners have a one year redemption period after the Order Confirming Sale has been signed by the Chancellor, as the page states. The governing scale is 67-5-2701 in the state frame, which reduces the period to ninety days at more than three years of delinquency for confirmations on or after July 1, 2026 and to thirty days for vacant or abandoned property, with interest at twelve percent per annum on the purchase price payable on redemption. All property tax sale deeds are issued after the redemption period has ended.
Unsold parcels	Unsold properties are deeded to the County after the one year redemption period has ended, as the Clerk and Master page states.
Format	In person at the courthouse: Tax sales are held in person at the Sumner County Courthouse, 155 East Main Street, Gallatin, in Courtroom 3B, as the Clerk and Master delinquent tax page states.
Selling office	Clerk and Master of the Chancery Court of Sumner County (Mark T. Smith, Clerk and Master)

Sources: Sumner County Chancery Court, Clerk and Master, Delinquent Taxes. Confirm with the selling office before relying on any date on this page: sales move, terms change, and parcels are pulled up to sale day.

Research Sumner County parcels before you bid

A sale list gives you the parcels, the date, and the opening terms. It does not give you the owner, the value, or the rest of the picture: liens, foreclosure status, and parcel history. PropertyRadar is the data platform for that layer. It carries owner records, assessed and market values, foreclosure and tax data, and property history for parcels across Sumner County, searchable by address, owner, or county, including parcels that never reach a sale list.

Open a PropertyRadar account See plans and pricing

Pine and Brass is a PropertyRadar partner. If you open an account through these links, we may earn a commission; it does not change the price you pay.

How Tennessee delinquent tax sales work

The trustee collects first; the court sells. Property taxes become delinquent on March 1, and unpaid taxes are turned over for suit. The delinquent tax attorney files in chancery court, and the sale is a judicial sale conducted by the clerk and master under court order under TCA 67-5-2501, not a treasurer or auditor auction. The court may order an internet sale in lieu of public outcry under TCA 67-5-2501(a)(1), and several counties in this set sell online.
The government opens the bidding on every parcel. Under TCA 67-5-2501(a)(2) and TCA 67-5-2506, the clerk bids the amount of the judgment, the delinquent taxes with interest, penalties, costs and fees, on behalf of the tax entities prosecuting the suit, whenever no other bidder offers the same or a larger bid. The exception is a parcel the legislative body has flagged for environmental risk or as a nonconforming parcel, where the clerk does not bid at all.
Confirmation starts both clocks. The clerk reports the sale to the court within five business days, and the right of possession and the redemption clock both run from the entry of the order confirming the sale under TCA 67-5-2503(a). What the purchaser eventually receives as a title document varies by county: some counties issue a clerk and master deed, and others, Shelby and Davidson among them, treat the recorded order confirming sale itself as the title document. The county page states which document its sales produce.
Redemption is tiered by delinquency, and the scale changed in 2026. The court sets the redemption period for each parcel before the sale, and it is never more than one year. For orders confirming a sale entered on or after July 1, 2026, Public Chapter 971 sets the period at one year where the taxes were delinquent three years or less, and ninety days where they were delinquent more than three years; the thirty day period for property shown to be vacant or abandoned continues unchanged. Orders entered before July 1, 2026 keep the older scale. Redemption pays the purchaser interest at 12 percent per year on the entire purchase price under TCA 67-5-2701(b).
Unsold parcels vest in the tax entities and come back through the county. A parcel that draws no bid at the judgment amount is bid in for the tax entities. The county later resells the parcels it acquired under TCA 67-5-2507 as amended in 2024, with no minimum bid by default and published lists of properties for sale. In Shelby County the resale channel is the Shelby County Land Bank; in most other counties it is the county's own surplus sale process, and each county page names the channel its county actually runs.

How bidding works in Sumner County

All bidders must register the day of the sale, at the Sumner County Courthouse. The Clerk and Master page publishes no advance registration, no registration form and no registration fee.

The redemption clock is a property of the parcel, not of the sale. Under the 2026 scale, a parcel whose taxes were delinquent more than three years redeems in ninety days, while a recently delinquent parcel in the same sale carries a full year. Most inventory that reaches a tax sale has been delinquent for years, so most parcels in a Tennessee sale now run on the short clock. The period the court set is written in the sale documents for each parcel; read it before pricing the wait.
Twelve percent runs on the whole price. Because redemption interest accrues on the entire purchase price, the redemption outcome is simple to model: price plus 12 percent a year for the time actually held. There is no premium split and no stepped percentage to defend. What needs defending is the opening judgment bid, because every dollar above it is your money at the same rate but with the parcel risk attached.

Terms: what a bid actually costs

Deposit, Sumner County	No advance deposit is published. Bidders register on the day of the sale, and the page publishes no deposit and no winning bid payment deadline; the payment deadline item is unverified.
Payment, Sumner County	The delinquent tax page does not publish a winning bid payment deadline or accepted instruments for the bid itself, and that item is unverified. Separately, for paying delinquent taxes that have been filed into court, the office accepts money orders, cashier's checks and business checks by mail to the Clerk and Master Office at 155 East Main Street, Room 3600, Gallatin, cash in person, and cards online at courtfeepay.com for a fee of 3 dollars or 3 percent, whichever is greater; it does not accept personal checks or partial payments. Delinquent tax questions go to the Clerk and Master at 615-451-6036.
What is sold	The property itself, sold under court order, but possession and title wait on redemption. Until the redemption period expires, the purchaser holds the right to be repaid with interest, or to take title if nobody redeems. There is no lien certificate stage in Tennessee.
The opening bid	Made by the clerk, not the market. Under TCA 67-5-2501(a)(2) and TCA 67-5-2506 the clerk bids the amount of the judgment, the delinquent taxes with interest, penalties, costs and fees, for the tax entities prosecuting the suit, whenever no other bidder offers the same or a larger bid. Every public bid starts from that floor.
Redemption money	The redemptioner first pays the clerk the total delinquent taxes, penalty, interest and court costs, plus interest on the entire purchase price paid by the purchaser at 12 percent per year, accruing from the purchaser's payment date to the motion to redeem (TCA 67-5-2701(b)). The rate runs on the whole price, not on a part of it.
Redemption periods, current law	Set by the court for each parcel before the sale and never more than one year. For orders confirming a sale entered on or after July 1, 2026: one year where the period of delinquency is three years or less, ninety days where it is more than three years, and thirty days for property shown to be vacant or abandoned. Orders entered before July 1, 2026 keep the prior scale of one year, one hundred eighty days and ninety days by delinquency span.
The title document	What issues after redemption expires unredeemed depends on the county: a clerk and master deed in some counties, a decree confirming sale in others, and in Shelby and Davidson the recorded order confirming sale itself serves as the title document. A tax sale title is not title insurance; surviving interests and the quiet title step are the buyer's homework.
Unsold parcels	A parcel that draws no bid at the judgment amount is bid in for the tax entities prosecuting the suit. The county later resells acquired parcels under TCA 67-5-2507 as amended in 2024, with no minimum bid by default and a published list of properties for sale under TCA 67-5-2511. That resale list is the year round leftover channel.

Unsold parcels: deeded to Sumner County

The Clerk and Master page states the leftover rule directly: unsold properties are deeded to the County after the one year redemption period has ended. No standing county resale list and no land bank for those parcels is published on the pages read.

Before you bid

Read the confirmation order, not just the sale list. Your redemption period, your right of possession, and your title document all come from the order confirming the sale. The sale list tells you what sold; the order tells you what you bought.
Expect cash discipline on the county's clock. Tennessee sales settle in cash or certified funds on the schedule the court sets, which in some counties is measured in days, not weeks. Davidson County requires the balance by cashier's check at noon on the Friday of its sale week. Arrive with funds arranged, not with a plan to arrange them.
Check for cancelled dates before you travel. Court calendar sales move. Davidson County cancelled four dated sales in the fall of 2026 and its next sale is January 20, 2027; several counties in this set had published no 2026 date at all when these pages were checked. The clerk and master's current schedule is the only live word.
Set the maximum before the sale opens. The free Max-Bid Calculator below works backwards from your resale or hold value to the highest bid you can pay, with the costs shown.

Every Tennessee county in this set

One page per county, each verified against its own county source. Tennessee has 95 counties; this set is the top 20 by population and sale volume.

VERIFY BEFORE YOU GO

Keep going

Run your maximum bid

The free Max-Bid Calculator works backwards from your resale price to the highest hammer bid you can pay, with the fees shown line by line.

Open the Max-Bid Calculator

Get the Tennessee alerts

The Pine membership is built on alerts: members pick their counties, get an email when a sale is scheduled or a list posts, and receive the full property list with the analysis done. Tennessee counties are being added from the interest list first, in the order readers ask for them.

Join the Tennessee interest list below

Once a deadline puts you in a sale, the Land Investor Due Diligence Toolkit is the checklist and bid worksheet to run on each parcel before you bid. The same desk runs Florida tax deed sales, Texas tax sales, Pennsylvania tax sales, Georgia tax sales, North Carolina tax foreclosure sales, Ohio tax foreclosure sales, Illinois tax lien sales, Michigan tax foreclosure sales, Arizona tax lien sales, California tax defaulted property sales, Colorado tax lien sales, South Carolina tax sales, Indiana tax lien sales and Tennessee delinquent tax sales, and the proven New York season, with the live membership, sits in the NY tax sale hub.

Pine Parcel Alerts · The paid tier

Sumner County · TENNESSEE

The sale dates are free. The parcels are the product.

Members set their counties and their parameters, parcel size and back taxes among them, and every matching parcel arrives by email with a one-page deal analysis: what the parcel is, when it sells, and what to bid. The dates and the basic alerts on this page stay free; Pine Parcel Alerts is $4.99 a month or $49 a year for the parcels themselves, screened and analyzed.

See Pine Parcel Alerts

Tennessee sale lists and county data, first.

One email when a Tennessee county opens for alerts, plus new county pages as they post. No spam, unsubscribe anytime.

More state guides

New York tax sales · Florida tax deed sales · Texas tax sales · Pennsylvania tax sales · Georgia tax sales · North Carolina tax foreclosure sales · Ohio tax foreclosure sales · Illinois tax lien sales · Michigan tax foreclosure sales · Arizona tax lien sales · California tax defaulted property sales · Colorado tax lien sales · South Carolina tax sales · Indiana tax lien sales