Schenectady County tax sale, 2026 season

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Schenectady County (county seat Schenectady) sells its tax foreclosed property online only through Collar City Auctions, for the county's Real Property Tax Service Agency. The 2026 auction ran Friday, October 2, 2026 through Friday, October 23, 2026. The prior cycle also ran in October, concluding October 24, 2025 with 17 properties receiving bids, so fall is this county's evidenced season even though the county states no usual month.

This page is deliberately shorter on money than most: the county's own page verifies the dates, the agency, and the platform, but the auction listing carrying the registration rules, deposit, premium, and balance deadline could not be retrieved from an official source on the check date. Those rows are stated as unpublished below rather than borrowed from Collar City's unrelated surplus equipment auctions, whose premium scales do not apply to this real estate sale.

Dates and deadlines

Last sale	Fri, Oct 2, 2026 through Fri, Oct 23, 2026 2026-10-23
Format	Online only
Platform	Collar City Auctions (Collar City Auctions Realty and Management, Inc.)
Selling office	Schenectady County Real Property Tax Service Agency. For property inside the City of Schenectady, the county directs inquiries to the City of Schenectady Finance office, (518) 382-5016
Next sale	Not announced. Both evidenced cycles, 2025 and 2026, ran in October.

Sources: Schenectady County Real Property Tax Service Agency, tax maps and auction page (official county). Confirm with the county or the auctioneer before relying on any date on this page: sales move, terms change, and parcels get pulled.

Research Schenectady County parcels before you bid

A sale list gives you the parcels, the date, and the opening terms. It does not give you the owner, the value, or the rest of the picture: liens, foreclosure status, and parcel history. PropertyRadar is the data platform for that layer. It carries owner records, assessed and market values, foreclosure and tax data, and property history for parcels across Schenectady County, searchable by address, owner, or county, including parcels that never reach a sale list.

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How New York tax foreclosure works

Unpaid taxes become a lien on the property, and the county enforces that lien in court under Real Property Tax Law Article 11, the in rem foreclosure process.
The owner gets a redemption period, two years from the lien date by default, longer where a local law extends it for homes or farms. Paying everything owed during that window ends the case.
When the period expires, the court can award the property to the county. The former owner's right to redeem is over at that point; there is no post-sale redemption period on a New York tax deed.
The county then sells at public auction, which is the sale this page tracks. Deeds are usually quitclaim, bids can require county legislature approval, and any surplus over the taxes and charges is handled under RPTL sections 1195 to 1197 for the former owner and lienholders.

How registration works

Registration runs through the Collar City Auctions listing for the specific sale. The listing's registration rules and deadline were not retrievable from an official source on the check date, so they are not printed here; read them on the listing before the next cycle opens.

Terms: what a bid actually costs

Deposit or down payment	Not published in the sources checked. The Collar City listing for the cycle governs.
Buyer premium	Not published in the sources checked. Premium scales published for Collar City surplus and highway auctions do not apply to this real estate sale and are not used here.
Balance due	Not published in the sources checked.
Deed type	County conveyances in the 2025 cycle were by quitclaim deed, authorized after the county Legislature's Ways and Means Committee accepted the successful bids and directed surplus funds to be held in escrow, per the published summary of that meeting. The 2026 deed terms were not separately confirmed in an official source on the check date.

Before you bid

The structural trap in this county is the enforcement split: parcels inside the City of Schenectady run through the city, not the county, so a county auction list is not the whole foreclosure picture in the county seat. Expect a post-sale step as well: in the 2025 cycle the successful bids went to a Legislature committee for acceptance before deeds were authorized. Verify before you go: the money terms must be read off the Collar City listing for the specific cycle before you bid.

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